Homeowners ReD FiLe FoR EMeRGeNCY PREPaReDNeSS ~ A Red File is a binder w/ all important documents in one place. In case of an emergency, it can be easily retrieved & taken to safety. Make Exact Copies of credit cards, medical ID cards (front & back)
Debt settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's debt to a creditor or debt collector. Dealing with debt settlement companies can be risky.