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Your credit score is the statistical representation of your past credit behavior. According to the makers of the FICO credit score, Fair Isaac Corp, your credit score is divided into five different categories: Type of credit used, payment history,.
Increasing Your Credit Score from 550 to 750 in Twelve Months
Debt settlement companies are companies that say they can renegotiate, settle, or in some way change the terms of a person's debt to a creditor or debt collector. Dealing with debt settlement companies can be risky.