Lorraine Packett, CMPS. Lorraine Packett joined Apex Home Loans as a Mortgage Planner in 2010 and works on a team with Eric Gates. Prior to that, Lorraine owned and operated Tri-State Mortgage, Inc., which was located in Olney, MD and founded in 1989. Lorraine has been in the mortgage and banking industry for 25 years and has served as a loan processor, loan originator, and business owner. Visit Lorraine on the web at http://www.apexhomeloans.com/lorrainepackett.html.