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Living on a budget is valuing your money enough to know how much you have and how much you can spend and respecting yourself enough to bother.

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Living on a budget is valuing your money enough to know how much you have and how much you can spend and respecting yourself enough to bother.

How and Why You Should Get Out of Debt - Intro - The Frugal FarmerThe Frugal Farmer

How and Why You Should Get Out of Debt - Intro - The Frugal FarmerThe Frugal Farmer

Come and see how 31 days of no spending helped my husband and I to get debt free! :: todaysfrugalmom.com

Come and see how 31 days of no spending helped my husband and I to get debt free! :: todaysfrugalmom.com

I'll get to it quick- life without debt is amazing! The best news? You can experience it too! What Life Looks Like After Becoming Debt-Free...

What Life Looks Like After Becoming Debt-Free

I'll get to it quick- life without debt is amazing! The best news? You can experience it too! What Life Looks Like After Becoming Debt-Free...

"A written plan will remove much of the management by crisis in your finances." - Dave Ramsey

"A written plan will remove much of the management by crisis in your finances." - Dave Ramsey

Debt counselling is a process of budgeting to get out of debt and learning to enjoy the value of a debt-free life

Debt counselling is a process of budgeting to get out of debt and learning to enjoy the value of a debt-free life

Are you considering participating in a No Spend Challenge?  Do you think it will help you gain control over your finances?  No spend challenges sound like a great idea on face value, but learn why if you have a serious over spending problem they won't do anything meaningful to fix your money situation and might even set you back further.

Why I'm Not A Fan of The No Spend Challenge

Are you considering participating in a No Spend Challenge? Do you think it will help you gain control over your finances? No spend challenges sound like a great idea on face value, but learn why if you have a serious over spending problem they won't do anything meaningful to fix your money situation and might even set you back further.

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