steps for the most part. We looked at each debt separately and paid down the smallest first with any extra money while paying the minimum on the other debts. Once we paid off the smallest debt, we went to the next one and threw all of our extra money at that debt while paying the minimums on the others. It worked for us and helped us have little wins in the beginning which was good motivation.
How To Increase Your Likability By Guy Kawasaki: Enchantment Infographic