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You can own this beautiful single family home at Minneapolis with as little as $ 1,000.  Basic Requirements:   • First-time homebuyers only (not owned a home within 3 years) • Have a acceptable credit, 640 score • Meet household income limits: 1-2 person household $ 83,900 • Meet home cost limits: 11-county metro area: $298,125  Ricardo Torres | REALTOR® | NRG Realty 333 Washington Ave N Suite 300 Minneapolis, MN 55401 Direct Line: (651) 315-9076

You can own this beautiful single family home at Minneapolis with as little as $ 1,000. Basic Requirements: • First-time homebuyers only (not owned a home within 3 years) • Have a acceptable credit, 640 score • Meet household income limits: 1-2 person household $ 83,900 • Meet home cost limits: 11-county metro area: $298,125 Ricardo Torres | REALTOR® | NRG Realty 333 Washington Ave N Suite 300 Minneapolis, MN 55401 Direct Line: (651) 315-9076

You can own this beautiful under construction home at Ramsey with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651) 315-9076

You can own this beautiful under construction home at Ramsey with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651) 315-9076

You can own this nice home at Saint Paul with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651) 315-9076

You can own this nice home at Saint Paul with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651) 315-9076

You can own this beautiful single family home at Minneapolis with only 3 percent down payment!  Basic Requirements:    • First-time homebuyers only (not owned a home within 3 years) • Have a acceptable credit, 640 score or above • Mortgage Insurance Not Required Ricardo Torres | REALTOR® | NRG Realty 333 Washington Ave N Suite 300 Minneapolis, MN 55401 Website: www.rtrealestateservices.com Direct Line: (651) 315-9076 Email: ricardohtorres@me.com

You can own this beautiful single family home at Minneapolis with only 3 percent down payment! Basic Requirements: • First-time homebuyers only (not owned a home within 3 years) • Have a acceptable credit, 640 score or above • Mortgage Insurance Not Required Ricardo Torres | REALTOR® | NRG Realty 333 Washington Ave N Suite 300 Minneapolis, MN 55401 Website: www.rtrealestateservices.com Direct Line: (651) 315-9076 Email: ricardohtorres@me.com

You can own this beautiful, brand new, single family home at Ramsey with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125 Ricardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651) 315-9076

You can own this beautiful, brand new, single family home at Ramsey with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125 Ricardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651) 315-9076

You can own this beautiful single family home at Ramsey with only 3 percent down payment!  Basic Requirements:    • First-time homebuyers only (not owned a home within 3 years) • Have a acceptable credit, 640 score or above • Mortgage Insurance Not Required  Ricardo Torres | REALTOR® | NRG Realty 333 Washington Ave N Suite 300 Minneapolis, MN 55401 Website: www.rtrealestateservices.com Direct Line: (651) 315-9076 Email: ricardohtorres@me.com

You can own this beautiful single family home at Ramsey with only 3 percent down payment! Basic Requirements: • First-time homebuyers only (not owned a home within 3 years) • Have a acceptable credit, 640 score or above • Mortgage Insurance Not Required Ricardo Torres | REALTOR® | NRG Realty 333 Washington Ave N Suite 300 Minneapolis, MN 55401 Website: www.rtrealestateservices.com Direct Line: (651) 315-9076 Email: ricardohtorres@me.com

You can own this great home at Ramsey with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Website: rtrealestateservices.com

You can own this great home at Ramsey with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Website: rtrealestateservices.com

You can own this beautiful single family home at Burnsville with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651) 315-9076

You can own this beautiful single family home at Burnsville with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651) 315-9076

You can own this beautiful, single family, new home at Centerville with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651)…

You can own this beautiful, single family, new home at Centerville with as little as $ 1,000.Basic Requirements: • First-time homebuyers only (not owned a home within 3 years)• Have a acceptable credit, 640 score• Meet household income limits:1-2 person household $ 83,900• Meet home cost limits:11-county metro area: $298,125Any question email us at: rtrealestateservices@icloud.comRicardo Torres | REALTOR® | NRG Realty333 Washington Ave N Suite 300 Minneapolis, MN 55401Direct Line: (651)…

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