FREE Virtual Envelope App for iPhone & Android. Solves the issue of one spouse not knowing how much they can spend because they don't have the cash envelopes with them. Work beautifully with Dave Ramsey's Financial Peace university. I love this app!
Hold-Punched cash envelope system for your planner - perfect for Dave-Ramsey style budgeting! If you're using a zero-based budget, this is a great system. She offers a lot of beautiful color choices that I totally love!