Get a Free Credit Score & Report in Seconds. If a past-due account ends up in collections, you can negotiate a settlement that is less than what you owe. Unsecured debt, such as credit cards, medical bills and personal loans can be negotiated .
Saving money isn’t rocket science, but it’s not easy either. If you’ve landed in credit card debt, don’t let the numbers and accruing interest intimidate you. Payoff can be your credit card refinancing solution.
How a Professional Fireman Paid Off $52,055.15 in Credit Card Debt in Just 7 Months