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OCHN: Top five ways to sabotage the housing market - http://ochousingnews.com/blog/top-five-ways-to-sabotage-the-housing-market/

To sabotage the housing market, remove homeowner equity and raise borrowing costs. The result is a collapse of the move-up market and very low sales.

OCHN: Do loan modifications cause rents to rise too? - http://ochousingnews.com/blog/loan-modifications-cause-rents-rise/

Must-sell shadow inventory has morphed into can’t-sell cloud inventory

OCHN: Bankers refusal to make bad loans hinders housing recovery - http://ochousingnews.com/blog/banks-refusal-make-bad-loans-hinders-housing-recovery/

Home price appreciation and sales volumes in housing markets across the United States stalls out because lenders refuse to make bad loans.

Ponzi Debt: The California economy is dependent upon Ponzi borrowers - http://ponzidebt.com/the-california-economy-is-dependent-upon-ponzi-borrowers/

Ponzi Debt: The California economy is dependent upon Ponzi borrowers - http://ponzidebt.com/the-california-economy-is-dependent-upon-ponzi-borrowers/

Tweed Museum of Art

What really prompts borrowers to accelerate their default?

Mortgage equity withdrawal returned in 2013 - http://sdhousingnews.com/mortgage-equity-withdrawal-is-expected-to-come-back-unfortunately/

Mortgage equity withdrawal returned in 2013 - http://sdhousingnews.com/mortgage-equity-withdrawal-is-expected-to-come-back-unfortunately/

Housing Forecast: We Haven’t Learned the Lessons of the Great Housing Bubble - http://housingmarketforecast.us/we-havent-learned-the-lessons-of-the-great-housing-bubble/

Housing Forecast: We Haven’t Learned the Lessons of the Great Housing Bubble - http://housingmarketforecast.us/we-havent-learned-the-lessons-of-the-great-housing-bubble/

OCHN: The ability-to-repay rules prevent irresponsible lending - http://ochousingnews.com/blog/the-ability-to-repay-rules-prevent-irresponsible-lending/

OCHN: The ability-to-repay rules prevent irresponsible lending - http://ochousingnews.com/blog/the-ability-to-repay-rules-prevent-irresponsible-lending/

OCHN: Prudent borrowers embrace the 43% debt-to-income cap - http://ochousingnews.com/blog/prudent-borrowers-embrace-the-43-debt-to-income-cap/

Entertaining and insightful housing news and opinion; real estate market forecast and analysis;

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